Transfers
You still control basis and location — they only control timing
Low effort · high impactStevens and Rabinowitz have run out of levers. You have not. Every share you acquire from here has a basis and a location you get to choose now, and for a Canadian resident the best location is registered: inside a TFSA, growth and rebalancing never create a disposition at all. Read alongside the point above — your company equity is where the timing decision will eventually be worth most and where your freedom shrinks each year.
This weekOpen CRA My Account and write down two numbers: your exact TFSA contribution room and your RRSP deduction limit today. Carry-forward makes these personal to you, not the annual limit.